SMB Financial HUB
Turn SMB Data into Answers with 9Spokes' Pulse
A New Intelligence Layer Inside SMB Financial Hub
Pulse transforms connected financial data into the answers that small to midsize business owners need — combining banking, accounting, and merchant sources to surface the insights that a single tool cannot produce alone. From cash runway and overdue invoice impact to revenue pace and per-site performance, Pulse turns fragmented data into clear, timely guidance that drives engagement and returns first-party intelligence to the financial institution.
9Spokes synthesizes data across connected sources to deliver insights SMBs can't get from a single app.
Businesses can:
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See cash runway, burn direction, spending shifts, and unusual payments from the moment a bank account is connected.
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Unlock combined-source insights when accounting is added — including the runway impact of collecting overdue invoices and the cash position implications of upcoming bills.
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Surface growth signals when merchant data is connected — revenue pace versus last year, average order value, transaction volume, and per-site performance for multi-location businesses.
Financial service providers can:
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Configure insight thresholds to match the institution's customer base, risk appetite, and engagement strategy.
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Embed Pulse directly into existing digital banking experiences, with no core dependency and full white-label control.
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Generate first-party SMB intelligence for lending signals, relationship management, and cross-sell — without document requests, manual collection, or sharing data with LLMs.