About 9Spokes | Embedded Finance Provider

OUR VALUES

At 9Spokes, our strength lies in the dedicated and passionate individuals who come together daily to embody our mission and drive positive change. We are deeply committed to fostering a culture of diversity and inclusion, believing that a vibrant mix of perspectives enriches our workplace and the solutions we provide. Our core values serve as our guiding principles, steering our actions and decisions.

Together, we are not just a team but a community, driven by the desire to innovate, support, and succeed together.

RELENTLESS INNOVATION
CUSTOMER FOCUSED
INTEGRITY & TRUST
COLLABORATIVE GROWTH
OWN YOUR IMPACT

Kevin Phalen

Executive Chairman

Kevin has over 30 years of global banking and financial services experience. Most recently, he served as Senior Vice President and Head of Global Business Solutions at Visa International. Prior to this, he served nine years at Bank of America as Managing Director, where he led the Commercial Card, Prepaid Card and Comprehensive Payables business for Bank of America Merrill Lynch. He also led the Public Sector Banking GTS coverage team and previously oversaw the Merchant business along with the trade and Supply Chain business.

Ex: Visa, Bank of America, JPM

Marty Montague

Chief Operating Officer

Since joining 9Spokes in 2021 as General Counsel, Marty was appointed COO in 2023, reflecting his expanded role in corporate, commercial, and organizational leadership. With extensive experience as a corporate and commercial lawyer in New Zealand and London, he brings strategic insight to complex business challenges. As COO, Marty drives operational excellence and ensures alignment with 9Spokes’ strategic objectives.

Maddison Kinney

Chief Financial Officer

Since joining 9Spokes in 2020, Maddie has led the finance team, driving operational efficiency and implementing streamlined processes that significantly enhanced financial operations. With prior experience advising clients in the technology sector, she provided tailored financial reporting, compliance, and advisory services to meet complex business needs. As Head of Finance, Maddie oversees strategic financial planning and ensures alignment with organizational goals.

Arad Haghi

Chief Technology Officer

Arad is a seasoned Chief Technology Officer with over 17 years of experience leading technology teams and delivering complex, scalable platforms across the investment, fintech, and banking sectors. With a deep understanding of technology and business, Arad brings a strategic mindset to every challenge, ensuring engineering efforts align with organizational goals while adhering to the rigorous standards of highly regulated environments.

Riki Mitchell

Head of Product & Data

Since joining 9Spokes, Riki has led the development of data and AI-driven solutions, building robust platforms for the company. With an extensive background in software engineering and data science, he has delivered innovative platforms for organizations like New Zealand Cricket and the Department of Conservation. As Head of Data and AI, Riki oversees all data-related initiatives and AI strategy for the 9Spokes platform.

Ricky Daniel-Nield

Head of Product, Banking

Since joining 9Spokes, Ricky has shaped the company’s product strategy, leading the transition to open banking and scalable SMB insights. Drawing on his experience as a Navy Officer in high-pressure environments, he transitioned into product management to solve complex challenges through technology. As Head of Product - Banking, Ricky drives the vision, strategy, and execution of the 9Spokes platform.